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Article

Visa, M-Pesa, and Onafriq pilot stablecoin cross-border payments in the DRC

Techpoint Africa Jul 2, 2026
Read the original Article page

TL;DR

Visa, M-Pesa, and pan-African payments company Onafriq have launched a stablecoin pilot in the Democratic Republic of Congo to test faster, cheaper cross-border mobile money settlements via blockchain rails rather than traditional banking infrastructure.

Intelligence

The pilot builds on existing momentum: Visa previously partnered with African fintech Yellow Card in June 2025 to explore stablecoin use cases across the continent, and M-Pesa entered the stablecoin space earlier through a partnership with a UAE-based firm, its first major blockchain move.

The DRC stablecoin pilot is a concrete signal that Africa's cross-border payments infrastructure is entering a new phase, one where blockchain settlement layers are being tested alongside, not instead of, familiar mobile money interfaces like M-Pesa.

For fintech operators, treasury teams, and remittance businesses in East and Central Africa, watch if the DRC trial succeeds. Safaricom and Vodacom have indicated stablecoin settlements could roll out across additional M-Pesa markets, including Ethiopia, which would affect millions of users and reshape corridor economics for businesses moving money between East African countries.

The CBN licence revocations of NowNow, Sycamore, and OurPass are a parallel signal for Nigeria-focused fintech founders and investors, regulatory compliance pressure in Africa's largest economy remains high, and operators without robust licensing frameworks face existential risk regardless of product quality.

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